Personal Insurance is a broad field and there are many different plans and options. When it comes to personal coverage there are some key areas you should cover. Your car, your home and your life. If you need help with personal insurance in Asheville, Myrtle Beach or Winston Salem, then you need look no further than Able Auto & Cycle. Not only do they get you the best coverage, they get you the best price. That is what we call best value insurance.
You need to cover your car. Auto insurance is not negotiable and required by law. Car insurance should cover your liabilities and your damages. If you own residential property, then you will need a home insurance policy. Your home is likely your single biggest investment and that is not something you can afford to lose.
Insurance is not about winning, but rather about not losing everything. You won’t make money out of insurance – not car insurance, not home insurance and not life insurance. But when misfortune knocks on your door, you won’t lose it all. You will stand to fight another day, another month, another year.
Car insurance and home insurance sort of make sense. But what about life insurance? Well there are some important things we can put under the banner of life insurance. There is health insurance, disability insurance, whole life insurance and term life insurance.
Your health is important and that makes health insurance important. Maybe you are covered under work group scheme and that is fine. Otherwise you will likely need to some private health insurance plan. With all the uncertainty around health insurance it is a good idea to get expert advice.
Disability insurance speaks for itself. If you have loved ones and want to care for them beyond the grave, then term life or whole life are options to consider.