Get the right ATV Insurance before you hit the trail
Off Road Vehicle Insurance
Off Road Vehicle Insurance Coverage
When you enjoy going off-roading on an ATV, dirt bike, or anything else, you know that there are instances where your vehicle could be damaged. Hitting a tree, hitting another vehicle, or landing your ATV in a lake are all instances where you want insurance so that you can file a claim and get your vehicle repaired. Off road vehicle insurance is not a requirement. However, if you have ever had an accident on your vehicle in the past and you had to pay for it on your own, you know that the insurance is well worth it. The insurance premiums pay for themselves the moment you have a single accident because the insurance company will turn around and pay for the repairs once you pay the deductible.
What does off-road vehicle insurance cover?
ATV (Off Road Vehicle) insurance may include a wide range of coverages, including:
- Off road Vehicle Insurance may include:
- Collision coverage
- Bodily injury liability
- Property damage liability
- Comprehensive coverage
- Medical payments
- Accessories and custom parts
- Carried contents
Common ATV Insurance Questions
Frequently Asked Questions
Off-road vehicles are not covered by Homeowners Insurance and requires it's own insurance policy.
Yes, depending on your insurance carrier you may be able to receive a discounts if you have coverage with the same carrier.
Yes. In North Carolina, Off Road Vehicles must be registered, tagged, and insured.
Yes. Depending on your insurance carrier, you can add an ATV to your existing motorcycle policy.
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